Getting married is a once in a lifetime event. Most couples usually plan the wedding for a year and invest lots of time and even more money to create their special day. With so much invested in a single day, what would you do if something went wrong?
You may ask yourself, "do I need wedding insurance"? Even though most of the time most weddings go pretty smoothly, wedding liability insurance gives you peace of mind. It helps relieve the financial and emotional burden that an unpredictable disaster can have on what should be the most important day of your life.
You can take extra precautions to insure that everything goes according to plan, but even a well planned wedding can bring unfortunate consequences that may cause sudden damage or suffering.
The average price of modern traditional weddings can cost anywhere between $25,000 to 50,000 - there's so much to loose if something goes wrong. For peace of mind, wedding day insurance will protect your financial future if something beyond your control should go wrong.
So What Could Possibly Go Wrong?
Wedding event insurance can cover against extreme situations that might cause postponement; like a serious car accident, sudden illness, severe weather situations, a power outage at your reception, damaged or stolen wedding gifts, injured guests, no-show vendors, cancellations, lost photographs, loss of wedding bands, damage to the wedding gown, etc.
Any of these mishaps can bring true financial disaster and really put a damper on your special day. It's also quite frightening how quickly the extra costs add up. The best advice is to insure your wedding day for ALL unforeseen problems.
Be sure to do some shopping around for wedding liability insurance, make some enquires with reputable insurance agents and online insurance companies and compare the costs.
Fairy Godmother tip; Don't necessarily go for the cheapest wedding event insurance policy, you'll want an insurance company with a good reputation that pays up quickly.
Wedding Planners Insurance
After the emotional and monetary deposits are made into a special event, unanticipated things may happen. In an effort to recover lost deposits or payments, “event planners insurance” is a practical and available option when planning an event or wedding. In the event of unforeseen circumstances, ‘private event insurance’ offers the chance to regain monies lost by both the client and businesses involved.
Wedding planners may carry insurance to protect themselves and their clients in case of accidents or cancellations, while venues carry it to safeguard the building or grounds from damage or guest injury. So, it’s important to ensure the contracts policy for special event insurance which should include terms of agreement, deposit information, services provided and any policies of the event insurance coverage that affecting clients such as cancellation guidelines as well as any waived fees or incentives.
